Pinching Pennies with a Baby

baby in redOnce your baby arrives, you may find yourself starting to think about the financial impact of this little one. You may have chosen to leave the workforce or are on maternity leave for a few weeks or months. Perhaps you are simply trying to work through how to tackle medical bills or the typical costs of adding a family member. There are things you can do to take control of your finances.

Keep it simple:

Babies don’t care if they are wearing the latest fashions. Chances are, they may need a change of clothes a few times a day. Basic sleepers, onesies, and other basic infant wear provide a no-frills (and lower) cost option for dressing your baby. And baby shoes? Yes, they are cute, but until your child is walking (and they need protection for those toes), there is no need for shoes.


If you want to save some money, one way to save significant costs is to breastfeed. A can of formula can cost upwards of $25 and may last for a week. After your milk is established (generally within a month), begin pumping (simple hand pumps – costing under $50 – work well and will also save you some money versus the investment in a fancy electric pump). Begin freezing a supply for days to come. This will not only provide you the the convenience to offer your baby a bottle when you are not able to be with them, but will also save you money in the long run.

Cloth Diapers:

Babies can go through upwards of 12 diapers a day. With a bundle of diapers costing $10 or more, the investment in cloth diapers is a great way to save money. Additionally, you can feel great about doing your part to minimize the environmental impact caused by using disposable diapers.

Coupon Cutting:

If you need a baby product, chances are there is a coupon for it. From diapers to wipes to baby wash, it’s worth a quick look through the coupons to save a few dollars. You can find coupons in the Sunday paper or here on our site. It may be worthwhile to join a few lists that offer coupons via email. Chances are, you will also be bombarded with mailings from major companies that cater to babies. Many of these mailings contain valuable coupons. There is no need to pay full price for a product.

Consider Additional Household Cost-Cutting Options:

With a newborn, your routine has most likely changed. It’s a great time to step back and think about what changes can be made to also lower costs. You may find it easier (and more relaxing) to dine in the comforts of your own home during these early days, versus eating out at a restaurant. Renting a movie from your local library for an in-home date night will also save you dollars. Although you may be feeling the pinch, don’t cut items that will help take care of you. For instance, a post-baby haircut or pedicure is priceless and you are worth it.

Making just a few simple changes may make you a little more money!


What do you think?

Pinching Pennies with a Baby

Tell us what you think!


  1. Kenzi says:

    Thank goodness for WIC! Even though he’s mainly breastfed now early on he was mainly formula, his doctor put him on Gerber Good Start that’s roughly $17 for a can! WIC pays for 9 cans a month even though we only go through one or two.

  2. Lindsey says:

    Eating all meals at home has really helped!

  3. Kimberly says:

    My main concern is the hospital bills. Even with insurance the bills are still high.

  4. Denise says:

    Great tips, I think breastfeeding is a great way to save a lot of money. Our bodies were meant to produce it and feed it to our babies, and holy cow formula costs add up

  5. tangled says:

    Thanks or the tips. It really helps

  6. Karleen says:

    I’m concerned with saving as my new baby will be here in a few weeks. I like the idea of eating at home versus at a restaurant. I don’t want to take him out too soon. Also renting a movie is good.

  7. mommy nhoj says:

    We mostly sacrificed the things that we buy for ourselves. Before the baby, we buy new stuff for ourselves every month. With the baby, I can say it goes whenever best needed or sometimes just to reward us for a job well done! Since the baby arrived we never got the chance to watch in a movie house. It is a choice since I was guilty of leaving the baby with her grandma for long a time. We just had few dine out dates before we moved here. But since we moved here, we take the baby wherever we go. So when my husband went to watch a basketball game – I volunteered to stay at home since I don’t want to bring her in a crowded noisy place like that.

  8. EbyMom says:

    The cloth diapers will be of great help to me.

  9. Aiden says:

    I have been thinking about the clothe diapers. I use to wear them

  10. Marina says:

    Thanks or the tips. It really helps. I am expert in penny pinching.

  11. EbyMom says:

    thanks for the coupon thing I’ll right away try it.these are hard times.

  12. PrettyBoogs says:

    I plan on breastfeeding! I pray it works out for us. I am pretty strong willed so i wont give up easy. Cloth diapers will not work for me. I will willingly pay the money for disposable. But I enjoy all cost cutting tips! THANKS!!

  13. sheenaholman says:

    The hardest thing is the hospital bills.

  14. Janice says:

    Keep it simple, is the way we do things. I just think maybe his/her feet get cold sometimes.

    • mommy nhoj says:

      Agree! We bought her first baby shoes, simple and cheap for the baptism. The others were from my baby shower wish lists 🙂 We also buy good but cheap ones – baby doesn’t mind at all right? 🙂

  15. Courtney says:

    I’m going to do the cloth diaper thing but also have the disposable ones around just in case.

  16. LenaRei says:

    That’s such an awesome idea! I must share with my husband! Thank you!

  17. LenaRei says:

    Definitely great tips. I really want to give cloths diapers a try; it’s very hard to convince the hubby to give it a try.

  18. meridethann says:

    Making your own baby food can help too, and doesn’t have to be too time consuming.

  19. Melody says:

    I wish I was better at couponing!

  20. Melody says:

    I’ll have to remember that!

  21. we had a baby shower and had a contest for those who brought diapers and a package of wipes that they could have a chance to win a 25 visa gift card and oh my gosh it was probably the best idea i ever came up with. my daughter is 7 months old and i just bought diapers for the first time last month and we still have a lot of wipes. will more than likely do it again for my next baby shower whenever that time comes

  22. I was so lucky to have friends that gave us hand me down clothes. Saved us a ton of money.

  23. Valerie says:

    wonderful tips(:

  24. tammy says:

    love it! btw, baby is so cute above!

  25. xPinkShadowx says:

    Huggies has their Enjoy the Ride points on diapers and wipes where if you collect enough points, you can get free stuff!

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