Do You Want a Financially Happy Marriage?

Smiling young couple deployment of money for bills at home

To truly understand the difference between needs and wants, couples can practice delayed gratification and live below their means.

In his article for “The State of Our Unions,” W. Bradford Wilcox coined the reason for thrifty couples’ contentment as the “silver lining” of the recession. The age of instant gratification accumulated a multi-billion dollar debt, thanks to credit cards making nearly every want available instantaneously.

Now, in the aftermath of the economic recession, more and more couples are rethinking and minimizing their expenditures.  They are placing more value on experiences—nourishing their future by building assets instead of satisfying present whims. Couples are paying down debt, setting aside their credit cards for emergency purposes, and saving their money in any way they can, from growing their own food, refashioning old clothing into new attire, cooking at home instead of eating out, trading goods with their neighbors, couponing, and carpooling.

Families that are limiting the amount of money they spend on things they do not need are keeping that “silver lining” in sight, while enjoying a financially happy marriage. 

Do you have a financially happy marriage? If not, does this article inspire you to make some changes?


What do you think?

Do You Want a Financially Happy Marriage?

Tell us what you think!


  1. Grace says:

    also i like this article. we try our hardest to be responsible, however like it said sometimes even when you do things happen and so you just can’t get ahead.

  2. Grace says:

    i’d love a finacially happy marriage, trouble is we started our marriage with troubled waters in this area and are still paycheck to paycheck 9 years in. our children have to wait when they need new shoes for a paycheck, all clothes are hand me downs collected during my pregnancy with my first baby. money does not equal happiness but it should would mean less stress.

  3. susan says:

    As long as we hve what we need, we’re happy.

  4. Hannah says:

    We get by as in we pay our bills but there is no extra money but we are happy we have happy healthy kids that we are able to provide for and that is good enough for us. To us its not as important to have all kinds of extra money to blow on junk as it is for me to be able to raise our kids how we want them raised. I would still say we do good though we own our own house we both have a nice vehicle bills are paid food is on the table and we don’t have to rely on anyone to do it.

  5. Samantha says:

    Hubby and I went through 2 months without steady income due to him havingto do some schooling through work. Even now playing catch up on bills we still have a happy marriage not much of a strain I think that’s part of being an adult is accepting and not getting stressed about taking responsibility on things you have to pay and not getting stressed and taking it out on your partner. we recently switched to shopping at aldis… I took an extreme couponing clsss lol it was beyond me and I suck at remembering to take them on my shopping trips.

  6. Eva says:

    We were far from financially stable when we got pregnant. My husband is spoiled so a lot of our money was just going to waste. So we made a budget during my last month of pregnancy because the spending got so out of hand that I had to sell my car!!

  7. Kay says:

    great advice! my husband and I have been working hard to pay off student debt so we can work up to a down payment. Hard at times but hopefully worth it!

  8. SarahGuthrie says:

    of course who would not want to be financially stable and happy in their marriage

  9. Shelby says:

    Fortunately, we have a lot of family support. On top of budgeting and extending work hours, there is always somewhere to turn for help. Just knowing that helps to relieve some of the stress and tension.

  10. LIZ says:

    thats the one thing i love about my husband he knows hoy to budget the money and we made very good parternship

  11. mommy nhoj says:

    I found few ways to save thru EF, like joining Enfamil new beginnings program. They send us samples and coupons that are indeed so helpful! We also start to enjoy in-store coupons. Haven’t tried buying sunday paper or online sources to get more coupons though.

  12. We do live within our means, and my home seems happier because of it. There’s always room for improvement though! Couponing is a craft I have not tried yet. I never remember to bring them with me to the store.

  13. Timothy says:

    We have a pretty good savings plan… We save money and when we want something we buy it..

  14. TaKeisha says:

    I have been using coupons for a while. My husband and I are getting better with saving.

  15. We don’t do that great at saving. We have enough for the things we need and to pay all our bills, but I would like to get more out of debt(we really don’t have that much) and have a nice savings for some security. My husband and I just don’t do that great at being on the same page with where our money goes. We’re working on it though!

  16. Timothy says:

    We won the lottery last week and we are sooooooooo happy now… gifts for everyone..

  17. Timothy says:

    we have all the money we need.. not all the money i want…lol

  18. Samantha says:

    I just started using coupons to save money everywhere I can. I don’t buy anything I don’t NEED. No longer go out to eat or go to the movies. It has been a tough change but it is saving a ton of money

  19. rachel says:

    saving money in our house is hard we are also behing on bills all the time and stuff always comes up

  20. stephanie says:

    So many bills I wish we could save but we are always behind on bills. Lord help us. Now we are have a third child and we already didn’t make enough money. May God be there to help me and the other struggling families.

  21. Claudia says:

    My husband and i save ten percent of our income on every check. We always look for bargains and spend our money wisely.

  22. Shorts says:

    My husband and I spend our money wisely, spending on bare necessities and even making sacrifices with necessities we need and don’t buy. Can’t imagine how much harder things will be when the baby comes but I’m praying for good things.

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