Home Daycare Costs

 child hand

Spend as much on childcare as you can afford. After all, you are paying someone to protected, feed, educate, entertain, and socialize your child. It is well worth the investment.

Today, childcare is a major household expense. It is also an important investment worthy of careful consideration. As you are considering childcare options, you will need to consider the costs as well as the environment you would like your child to be in.

Family daycare, or home daycare, is childcare provided by individual caregivers in their own homes. Usually taking in small groups of children, family daycare is licensed by local authorities. Family daycare providers provide care for groups of 6 or 8 children in smaller home daycares and up to 14 children for larger home daycares.

Family daycare is usually less expensive than daycare centers, preschools, and in-home childcare options like nannies and au pairs. Parents choosing to utilize family daycare can expect to pay on average $300 to $800 per month per child. However, these figures can be higher or lower depending on a combination of factors.

{ MORE: Wanted: Dream Nanny }

Continue reading to learn the factors that influence the price of family daycare.

ADVERTISEMENT


mother two kids

Age and Number of Children Enrolled
The younger the child, the more you can expect to pay. According to the National Association of Child Care Resource and Referral Agencies (NACCRRA), there are slight differences in price with age. Full-time care for an infant family daycare can range from $3,900 to $9,630 per year, while the same care for a 4 year old fulltime may cost from $3,380 to $9,146. Your rates will increase if you enroll more than one child in family daycare.


mother child

Geographic Location
Your daycare center costs will vary depending upon your location in the United States, since daycare costs are reflected in the cost of living. Family daycare in states where the cost living is high like New York, California, Wisconsin, Washington, Massachusetts, Minnesota, Pennsylvania, Colorado, Oregon, and Illinois will cost considerably more, while those in rural areas are usually the cheapest.

ADVERTISEMENT


baby at daycare

Quality of the Family Daycare
Those family daycares with licensing and accreditation will cost more. As you search for a family daycare, you will find that some are not licensed and will therefore be cheaper. This is because they may not have spent the money necessary to comply with state standards. Be wary of unlicensed daycares, as you may be compromising your child’s well-being and safety.

ADVERTISEMENT


baby slide

Part-time vs. Full-time Care
Part-time care or care only during the summer months significantly reduces costs. Conversely, full-time care and year-round care raises the price tag for family daycare.

As a rule of thumb, if you find that a family daycare costs considerably less than others you have previously evaluated, take heed. Many times they have had to cut corners somewhere, and your child may end up suffering as a result. Listen to your inner voice. If you don’t feel comfortable, your child will not feel safe or at ease either. Spend as much on childcare as you can afford. After all, you are paying someone to protected, feed, educate, entertain, and socialize your child. It is well worth the investment.

{ MORE: Planning for Childcare, Before Conception! }

 
1 of 1

What do you think?

Home Daycare Costs

Everyday extras

Tell us what you think!

2 comments

  1. Profile photo of LIZ says:

    very helpful

×