Kathy MurdockAuthor

Kathy Murdock

Kathy Murdock works as a full time writer and web designer. Recently planted in the middle of the deep south from the busy streets of Los Angeles, when she's not coding Wordpress websites or writing about women in business and thrifty motherhood, Kathy spends time photographing alligators, playing with her family, and running.

the art of self-massage

As a long-time distance runner I’ve had my share of aches and pains. Some have been quick healers, while others, like hamstring tendonitis, took a little time – and some therapy. Regardless of what aches, a massage is worth a million dollars to undue those lactic acid knots, elongate the muscles, and help the healing [&hellip
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Images via Flickr

It may seem like Christmas is still in the distant future – we just started back to school, and its warm enough outside to go for a swim in the afternoon. But in just four short months we’ll be baking cookies and wrapping gifts – and breaking the bank – if we don’t start planning for it now.

This article on Investopedia reveals that in 2011 the average American spent $646 on Christmas gifts and that amount was expected to increase by $200 the following year.

Additionally, MSN released a report in 2011 that showed that average American parents spend about $271 per child on Christmas gifts; one in ten, over $500 dollars per child.

That’s a lot of money.

If you start planning now for the holidays, Christmas doesn’t have to create such a financial burden.

Here’s how to get started
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cracking eggs

I love cooking from scratch, but when school starts up and we have homework, activities, and early bedtimes, it can be tough to get something homemade, nutritious, and not too time consuming onto the table. This goes for breakfast, lunch (since my girls often pack), and dinner. The following are a few of our favorite [&hellip
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IMage via Flickr/

In the past few years I’ve noticed a definite increase in the number of races geared toward raising money for a cause. Though I have never competed in one (I’m bad at asking for money, even when it is for a great cause!) I have many friends who have. From running a marathon to raise money for leukemia to riding your bike in an effort to raise money for those afflicted with Multiple Sclerosis, races geared toward helping others through monetary donations are very popular
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mother and son dancing

While we often think of ‘things to do’ as ‘things that cost money’ this doesn’t have to be the case. There are plenty of free things we can do with our kids that will make happy memories without breaking the bank. Here are a few of our favorites. 1. Sock hop. The girls and I [&hellip
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money savings

I love reading about new ideas for ways to save money. This one came to me in an article a few weeks ago, and it made me pause in my reading and question whether or not I could do it. The idea: Match your fun spending to savings each week to increase your savings account [&hellip
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bike riding

Jog three times a week, for 30 minutes, and you’ve got your workouts done for the week. Right? Not so fast. If you aren’t balancing your workouts – working on different parts of the body to even it all out – you are running the risk of injury; and you aren’t challenging all of the [&hellip
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Image via Flickr/comedy_nose

This has been my three-step technique for the past several weeks. I have to say, I’ve noticed where my money has been disappearing to. Let’s just say it comes in a mug and is filled with caffeine.  It also comes in a tube and changes nails to a pretty hue, or it has something to [&hellip
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saving money

After nearly nine years, my beloved Jeep started breaking down on the side of the road. Well…it broke down in the road, while I was driving; but it left my girls and me stranded on the side of the road a few times as well.
Needless to say, we discovered we needed a new car leading me to discover some little known hidden expenses with larger purchases like cars
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woman holding weight, fitness goals

A good friend of mine recently told me this. I think my failure to lose weight has more to do with not holding myself accountable than it does with eating less or trying harder. This happens to a lot of people. We say we want to lose weight, or exercise, or do something differently than the [&hellip
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